So, you think managing personal finances is a walk in the park? Think again...
Visit me for a 45 mins complimentary discussion and a tailor-made personal financial plan.
"Your Path To Financial Success In 2 Sessions"
Your next 10, 20 or 30 years’ financial journey, begins here
If not you, who? If not now, when?
I'm here to help you navigate your financial journey and provide personalized advice that will help you meet your goals.
In a complimentary consultation, we'll discuss:
What are your financial goals
How you can achieve your financial goals
How to secure your financial future
You deserve a better and worry free future
I will help you figure out how you can achieve financial freedom. After the consultation, you will have the blueprints to a secured financial future.
It's time for you to stop stressing and finally take control over your finances forever. Talk to me right now.
Schedule your free 1-on-1 consultation
I will help you figure out how you can achieve financial freedom. After the consultation, you will have the blueprints to a secured financial future.
What I Do Best For My Clients
I can provide multiple services to help your financial situation now and for the future
Estate Planning
Transference of Wealth at its Full Value
Life Insurance
Your most complete financial program
Legacy Planning
Turn on the true value of your wealth
Medical Funding & Income Protection
When life throws you a bad curve ball, you can still manage it
Retirement Planning
It's smart to start saving early so you can retire worry free.
Lifestyle & Education Planning
Ensuring Quality of life & Head start financial plan for your children
Personal Investing
A personal investment portfolio that will withstand shocks
Income Allocation & Protection
Practical wealth building strategies to optimise your financial journey
Business Succession
Ensuring smooth business transition at optimal value
Planning Priority and Philosophy
Let me share with you my thoughts and ideologies on financial planning
1st Philosophy - Wealth Protection
“A house built on sand cannot stand”
Since ancient times, strong cities have strong protective city walls against its enemies. We must be wise to take advice. Wealth protection, risk management, is like a fighter pilot, we must take necessary risks, but we must not take unnecessary risks. The great philosopher Socrates once said, “The greatest certainty in life, is the certainty of death; and the greatest uncertainty in life, is the uncertainty of the timing and moment of death”. Wealth protection is the foundational plan that will bring certainty to the uncertainties of life.
2nd Philosophy - Wealth Accumulation
“Who would start to build a house without first knowing if he has enough to complete it?”
The first advice from the classic book, Richest Man in Babylon, “A part what you earn is for you to keep. What you keep is yours, what you don’t keep is not yours”. How much you have accumulated is a measurement of your ability to keep what you make. It determines your ultimate sense of security for yourself and your future. Start a financial accumulation plan early in life and experience the power of compounding interest and cycles of times work for you.
3rd Philosophy - Wealth Management
“Without consultations plans are frustrated”
“Investing without proper research is gambling” quotes Peter Lynch. Money is hard earned, it must be managed. “Money is a good slave and it will come in big quantity to its owner who finds employment for it”, paraphrase from the classic book Richest Man In Babylon. Managing wealth is multi talents skill. Assets allocation strategies, rebalancing portfolio strategies, patience to plan, to monitor and to follow through, are just a few to name. These are tedious and meticulous work. IPP is a global wealth management platform that has your best interest at heart.
CT Lim
'Lim Chin Tik, fondly known as CT, has over three decades of experience in the financial services industry. His motto is Bringing Financial Success to his clients.
Growing up in the 70’s in the affluent segment of the society in Kuala Lumpur and his studies in the United States in the 80’s, gave him an immense exposure to financial planning, resulted in his firm belief of the potential of the financial planning industry in Malaysia.
In the 90’s, CT spearheaded the growth of the wills and trusts industry in Malaysia, and became a well sought-after specialist in estate planning. His expertise knowledge in the insurance and later in investment products, both locally as well as abroad, has resulted in his wide array of professional accolades and industry credentials.
His extensive clientele – ranging from professionals, high net worth individuals and prominent local businessmen – have benefited much from CT’s enriching expertise.
Certified Financial Planner Licensed by Securities Commission, Malaysia. CMSRL/B4259/2013
Country Head of IPP Financial Planning Group, Malaysia.
Credentials
BBA, Bachelor of Business Administration.
CFP, Certified Financial Planner
RFP, Registered Financial Planner
ChLP, Chartered Life Practitioner
FChFP, Fellow, Chartered Financial Practitioner
ChIFP, Chartered Investment & Financial Practitioner
Our team
Having experienced recessions and economic shocks of the 80’s, 97, 2008, 2017, 2020, CT views financial planning in a realistic manner. Being the country head he also mentors a group of young professional advisers and managers in all aspects of financial planning; investments, insurance, wills/trusts, financial instruments, global wealth management and private equity investments.
Billy Teoh
CT is not only charismatic and inspirational, he is always there as a caring leader and guides us in business and in life. He is a strong believer in work life balance.
Partner
Mel Wong
CT and I have been working together for over 30 years, he is not only an advisor, he’s more like a good friend to me. He is very competent in his advisory work and his professionalism is 2nd to none.
Senior Associate
Sam Liew
CT inspires me into the finance industry. He showed me what it means to be financially free and how our knowledge can help our clients. He is a mentor with wealth of experience in business and in life.
Senior Associate
Nic Wong
CT's dedication to the financial planning industry is admirable. He is tenacious and consistent when faces with challenges. A family person at home, at work he genuinely cares for people around him.
Partner
Soo Yee
CT has vast experience in the financial planning industry particularly in the insurance and estate planning space. Outside of work, he is a family man and a foodie.
Senior Associate
Jaxen Tan
A man wise in both knowledge and vision; able to capitalize on his extensive experience honed over the years as well as being able to have the foresight to see the future better than most people I've seen.
Business Coach, Speaker & Trainer
4th Philosophy - Wealth Distribution
“NEVERTHELESS, DEATH REIGNS”
“In life two things are certain – death and taxes” quotes Benjamin Franklin. It takes a life time to build wealth, but just a moment to destroy it. Wealth Distribution is that moment. It is a bridge between the living and the dead. It is the transfer of wealth at its full value. Wealth Distribution represents your entire life’s philosophy and belief, your final act of love and legacy to the people you loved most. Wealth Distribution is the final piece of love that will last forever.
If you are ready to solve your financial problems, please contact us right now before it's too late!
SELF HELP SECTION
Ancient Wisdom
From an ancient biblical wisdom, “Suppose one of you wants to build a tower (or a house, or a building, or retirement, or education, or any other financial goals), won’t you first sit down and estimate the cost to see if you have enough money to complete it?”
We are fortunate in today’s time and age, we are just a few clicks to arrive at a solid decision and you may start to DIY with FINANCIAL CALCULATORS.
We recommend two user friendly sites for your convenience.
Should you require further assistance, please contact us or contact any of your IPP Associate.
Ready to achieve financial freedom?
Schedule a 1-on-1 meeting with me by filling out the form below and my assistant will reach out to you.
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